Privacy Policy

We collect the following information:

• • Account Details: Name, email address, and password
• • Profile Information: Profile picture and bio (optional)
• • Expense Data: All expenses, payments, loans, and group information you create
• • Usage Data: How you interact with our platform for analytics
• • Device Information: IP address, browser type, and device information

Your data is used for the following purposes:

• • Provide and maintain our service
• • Process and track your expenses and payments
• • Enable group collaboration and data sharing
• • Send service-related notifications
• • Improve our platform and user experience
• • Comply with legal obligations

Group-related records including expenses, balances, and payments are visible only to members of that specific group. We do not sell, trade, or rent your personal information to third parties. Your data is never shared outside your groups except as required by law.

We take security seriously and implement industry-standard safeguards including:

• • Encrypted password storage using bcrypt
• • HTTPS/SSL encryption for data in transit
• • Secure database with MongoDB
• • Regular security audits and updates

However, no system can guarantee absolute security. We encourage you to use strong passwords and report any security concerns.

Your data is retained while your account is active. If you delete your account, we will remove your personal information within 30 days, except where required by law to retain records for legitimate operational or legal purposes.

You have the right to:

• • Access your personal data
• • Update or correct your information
• • Request deletion of your account and data
• • Withdraw consent for data processing
• • Lodge a complaint about data practices

For privacy requests, concerns, or to exercise your rights, please contact us at: